
Housing discrimination is illegal in nearly all housing, including private housing, public housing, and housing that receives federal funding. The Fair Housing Act prohibits discrimination in housing based on race, color, religion, sex, disability, familial status, or national origin. Discrimination against home renters and buyers by landlords, sellers, and lenders on account of race, color, religion, and nationality was outlawed in the United States by the Fair Housing Act of 1968. Housing discrimination can manifest in various forms, such as refusing to show properties to certain applicants or charging higher fees to specific groups. While owners of private property can legally refuse to rent or sell to anyone, they cannot do so for discriminatory reasons against a protected class. This includes refusing to show a property based on illegal reasons such as race, sex, or religion.
| Characteristics | Values |
|---|---|
| Race | Yes |
| Color | Yes |
| Religion | Yes |
| Sex | Yes |
| Gender Identity | Yes |
| Sexual Orientation | Yes |
| Familial Status | Yes |
| National Origin | Yes |
| Disability | Yes |
| Marital Status | Yes |
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What You'll Learn
- Refusal to show a property based on race, colour, religion, sex, disability, familial status, or national origin is discrimination
- Housing discrimination includes refusing to show properties in certain areas or steering applicants to specific communities
- Discrimination in housing can be difficult to prove, requiring evidence of intent from the landlord or agent
- Discrimination laws cover nearly all housing, including private, public, and federally funded housing
- Discrimination in housing can also occur in the provision of brokerage services, insurance, and financial services

Refusal to show a property based on race, colour, religion, sex, disability, familial status, or national origin is discrimination
Refusing to show a property based on an individual's race, colour, religion, sex, disability, familial status, or national origin is discrimination and is illegal under the Fair Housing Act. This Act, established in 1968 and amended in 1988, prohibits discrimination in the sale, rental, or advertising of dwellings, the provision of brokerage services, or in any residential real estate-related transactions. It also includes protections for people with disabilities, requiring landlords to make reasonable accommodations and modifications to ensure they can enjoy their homes.
Housing discrimination can be challenging to prove, and often requires evidence of a landlord or real estate agent's intent. It can manifest in various ways, such as charging higher fees to potential renters with children, refusing to show immigrant applicants homes in certain areas, or offering to buy a home for less due to the seller's race. These discriminatory practices are not limited to landlords but can also be perpetrated by sellers, lenders, and bankers. For example, bankers may refuse to show applicants listings in specific neighbourhoods or steer them towards communities where their minority group is already prevalent, perpetuating segregation.
In addition to federal protections, some states and local jurisdictions offer further protections against housing discrimination. For instance, Maryland law prohibits discrimination based on marital status, sexual orientation, and gender identity, while Baltimore City specifically prohibits discrimination based on age (18 years or older).
To combat housing discrimination, individuals can document their experiences, including conversations with brokers, agents, and lenders, to gather evidence for a case with state or local fair housing officials or HUD, the federal agency enforcing fair housing laws. Attorneys can also help individuals understand their rights and options for legal recourse.
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Housing discrimination includes refusing to show properties in certain areas or steering applicants to specific communities
Housing discrimination is illegal in nearly all housing, including private housing, public housing, and housing that receives federal funding. The Fair Housing Act, which was passed in 1968, protects people from discrimination when they are renting or buying a home, getting a mortgage, seeking housing assistance, or engaging in other housing-related activities. The Act prohibits discrimination in housing based on race, colour, religion, sex, disability, familial status, or national origin. This includes refusing to show properties in certain areas or steering applicants to specific communities based on these characteristics.
For example, it is housing discrimination to refuse to show immigrant applicants homes in certain areas or to direct applicants to communities where their racial or ethnic group is already prevalent. This type of discrimination can be difficult to prove, as it often takes the form of subtle actions or statements by landlords or real estate agents. However, if there is evidence that a landlord or real estate agent has refused to rent or show properties in certain areas based on these protected characteristics, it may constitute illegal housing discrimination.
In addition to the Fair Housing Act, there are also state and local laws that prohibit housing discrimination. For example, in Maryland, it is illegal to discriminate based on marital status, sexual orientation, and gender identity, in addition to the characteristics protected by federal law. Other local jurisdictions may provide additional protections, such as for age, source of income, and occupation.
To combat housing discrimination, individuals can document their experiences and gather evidence of discriminatory practices. This can include taking notes on interactions with brokers, agents, and lenders, as well as seeking legal advice and support from fair housing officials or organisations like HUD, the federal agency that enforces antidiscrimination and fair housing laws. By taking action against housing discrimination, individuals can help promote fair housing and ensure that everyone has equal access to safe and suitable housing.
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Discrimination in housing can be difficult to prove, requiring evidence of intent from the landlord or agent
Discrimination in housing is illegal in nearly all housing, including private housing, public housing, and housing that receives federal funding. The Fair Housing Act (FHA) protects people from discrimination when they are renting or buying a home, getting a mortgage, seeking housing assistance, or engaging in other housing-related activities. The FHA prohibits discrimination based on race, colour, religion, sex, disability, familial status, or national origin. This includes refusing to show applicants listings in a specific neighbourhood or steering applicants from minority groups to communities where they are already prevalent, promoting segregation.
However, proving discrimination in housing can be challenging. It requires evidence of intent from the landlord or agent, demonstrating that their actions were both intentional and discriminatory. This can be difficult to establish, as discrimination often takes more subtle forms, such as being told that nothing is available but being referred to another development, which may be a form of illegal racial steering.
To combat this, individuals can document their experiences by actively listening to brokers, agents, and lenders and taking notes. This documentation can be crucial in gathering the evidence needed to make a case with state or local fair housing officials or HUD, the federal agency that enforces fair housing laws.
In addition to federal protections, some states and local jurisdictions provide additional protections. For example, Maryland law prohibits discrimination based on marital status, sexual orientation, and gender identity, while Baltimore City specifically prohibits discrimination based on age (18 years or older).
It is important to note that while owners of private property can legally refuse to rent or sell to anyone for any reason, it becomes illegal discrimination if it is based on a protected characteristic under the FHA.
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Discrimination laws cover nearly all housing, including private, public, and federally funded housing
The Act makes it unlawful for landlords, real estate companies, municipalities, banks, and insurance companies to discriminate against individuals or groups based on the protected characteristics outlined above. For example, it is illegal to refuse to show a property or provide listings in a specific neighbourhood based on race, colour, religion, sex, handicap, familial status, or national origin. It is also unlawful to refuse to permit reasonable modifications to a property for disabled tenants, and public and common areas must be accessible to them.
In addition to the Fair Housing Act, there have been several Supreme Court cases that have helped shape fair housing laws. For example, Shelley v. Kraemer (1948) ruled that racially restrictive covenants in property deeds are unenforceable. Jones v. Mayer Co. (1968) reinforced the federal government's authority to intervene in cases of racial discrimination in housing sales or rentals. Village of Arlington Heights v. Metropolitan Housing Development Corp. (1977) set a precedent for the burden of proof in claims of racial discrimination in land zoning decisions, requiring individuals to provide evidence of intentional and discriminatory actions.
Despite these laws and cases, housing discrimination remains a significant issue, particularly for people of colour, transgender persons, and same-sex couples. Proving discrimination can be challenging, and individuals experiencing discrimination may need to gather evidence and consult an attorney to understand their options and protect their rights.
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Discrimination in housing can also occur in the provision of brokerage services, insurance, and financial services
Discrimination in housing is illegal in nearly all housing scenarios, including private housing, public housing, and housing that receives federal funding. This includes discrimination in the provision of brokerage services, insurance, and financial services.
The Fair Housing Act makes it illegal to discriminate in the sale or rental of dwellings, the provision of brokerage services, or in the availability of residential real estate-related transactions. This means that it is unlawful to refuse to show a property or provide brokerage services based on a person's race, colour, religion, sex, handicap, familial status, or national origin. It is also illegal to deny access to or membership in any multiple listing service or real estate brokers' organisation based on these factors.
Discrimination in the provision of insurance services, such as homeowners insurance, has contributed to systemic racism and redlining. This type of discrimination dates back many years, with the Federal Housing Administration limiting or refusing to provide mortgage insurance for people in neighbourhoods deemed risky, including Black neighbourhoods, immigrant neighbourhoods, and neighbourhoods with racial mix. Banks and other lenders, as well as federally-backed mortgage companies, require homeowners insurance as a condition for mortgages, so discrimination in this area can indirectly limit access to housing.
Financial services are another area where discrimination in housing can occur. The Fair Housing Act prohibits discrimination in the making of loans and in the provision of other financial assistance. It is illegal to refuse to make a mortgage loan or provide financial assistance for a dwelling based on race, colour, religion, sex, disability, familial status, or national origin. This includes refusing to provide reasonable accommodations and allow reasonable modifications for persons with disabilities to enjoy their homes.
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Frequently asked questions
Housing discrimination is when anyone involved in the process of renting, selling, or buying a property treats the person doing the buying, renting, or selling differently because they meet certain characteristics of a protected class.
Examples of housing discrimination include charging higher fees to potential renters with children, refusing to show immigrant applicants homes in certain areas, or offering to buy a home for less because of the race of the person selling the home.
If you believe you are experiencing housing discrimination, you should document your experience by actively listening to brokers, agents, and lenders and taking notes. This will help you gather the evidence needed to make a case with state or local fair housing officials or with HUD, the federal agency that enforces antidiscrimination and harassment laws.






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