
The Ninety-Five Theses, written by Martin Luther in 1517, is a list of propositions for an academic disputation. The theses were written in response to the Roman Catholic Church's practice of selling indulgences, or 'get out of hell free' cards, which forgave sins in exchange for payment. Luther believed that salvation could be achieved through faith alone and that the Church did not have the authority to grant such indulgences. The theses were quickly translated and distributed throughout Germany and Europe, sparking the Protestant Reformation and the birth of Protestantism.
| Characteristics | Values |
|---|---|
| Date | 31 October 1517 |
| Author | Martin Luther |
| Occupation | Professor of moral theology |
| Institution | University of Wittenberg, Germany |
| Addressee | Albert of Brandenburg, Archbishop of Mainz |
| Focus | Opposition to the selling of indulgences by the Roman Catholic Church |
| Indulgences | Certificates to reduce temporal punishment for sins |
| Repentance | Inner spiritual repentance, not external sacramental confession |
| Response | Widespread distribution and translation throughout Germany and Europe |
| Impact | Initiated a pamphlet war with indulgence preacher Johann Tetzel |
| Consequence | Tried for heresy and excommunicated by the Catholic Church |
| Outcome | Considered the start of the Protestant Reformation |
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What You'll Learn
- Martin Luther's opposition to the Roman Catholic Church's abuse and corruption
- Luther's belief that salvation could be achieved through faith alone
- The sale of indulgences as 'get out of hell free' cards
- The role of Johann Tetzel, who was selling indulgences
- The response to Luther's theses, including his excommunication

Martin Luther's opposition to the Roman Catholic Church's abuse and corruption
The Ninety-Five Theses, written in 1517 by Martin Luther, a professor of moral theology at the University of Wittenberg, Germany, expressed Luther's opposition to the abuse and corruption of the Roman Catholic Church. Luther's main grievance was the selling of indulgences, or "get out of hell free" cards, by the Catholic clergy. Indulgences were certificates that were supposed to reduce the temporal punishment for sins committed by the purchaser or their loved ones in purgatory. Luther argued that repentance and inner spiritual change, not mere external sacramental confession, were required for the forgiveness of sins.
Luther became particularly concerned about the issue of indulgences in 1517 when his parishioners returned from purchasing indulgences from Johann Tetzel, claiming that they no longer needed to repent and change their lives to be forgiven of their sins. Tetzel had been commissioned by the Archbishop of Mainz and Pope Leo X to sell indulgences to finance the renovation of St. Peter's Basilica in Rome. However, much of the money went into the pockets of the Archbishop himself, who needed to repay his debts to the Fugger banking family. Luther saw this as a grave theological error and an outrageous redistribution of wealth from the poor to the rich.
In his Ninety-Five Theses, Luther invited scholars from other cities to participate in a debate, which was a privilege he held as a doctor and not an unusual form of academic inquiry. Luther sent the theses to Archbishop Albrecht of Mainz, the leading church authority in Germany, and also possibly posted them on the door of the Schlosskirche (Castle Church) in Wittenberg. The theses quickly spread throughout Germany and Europe, initiating a pamphlet war with Tetzel and spreading Luther's fame. Luther's ecclesiastical superiors tried him for heresy, and he was ultimately excommunicated from the Catholic Church.
The Ninety-Five Theses are considered to have launched the Protestant Reformation and the birth of Protestantism, despite various proto-Protestant groups having existed previously. Luther's supporters, who became known as Protestants because they protested the Catholic Church, expanded throughout Europe, leading to centuries of religious warfare between Protestants and Catholics.
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Luther's belief that salvation could be achieved through faith alone
The Ninety-Five Theses, written in 1517 by Martin Luther, a professor of moral theology at the University of Wittenberg, Germany, was a list of propositions for academic disputation. The theses were centred around Luther's opposition to the Roman Catholic Church's abuse and corruption, specifically the selling of indulgences, which were certificates supposed to reduce the temporal punishment in purgatory for sins committed by the purchaser or their loved ones. Luther argued that true repentance was better than purchasing an indulgence, and that receiving an indulgence presupposed that the penitent had already confessed and repented.
Luther's emphasis on justification by faith alone was a central tenet of his theology and the Lutheran tradition. He saw faith as a unity with Christ in the Spirit, which naturally leads to love. This belief in salvation by grace alone through faith alone in Christ alone was the material principle upon which all other teachings in the Lutheran tradition rested.
Luther's views on salvation have been interpreted in different ways. Finnish scholarship, for example, has presented a distinctive view, arguing that Luther's understanding of salvation is closer to the Eastern Orthodox doctrine of theosis rather than the established interpretations of German Luther scholarship. This interpretation suggests that Luther's doctrine of human salvation centres on the belief that people are saved by the imputation of a righteousness not their own, but Christ's own ("alien" righteousness).
Luther's belief in salvation by faith alone was not without precedent. Some historians argue that his views on sola fide were influenced by the Italian reformer Girolamo Savonarola and early medieval thinkers such as Gottschalk (c. 808–868 AD) and Claudius of Turin (8th–9th century AD). Additionally, Finnish scholarship identifies similarities between Luther's views and those of the Eastern Orthodox doctrine.
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The sale of indulgences as 'get out of hell free' cards
The sale of indulgences, or "get out of hell free cards", was the central focus of Martin Luther's Ninety-Five Theses. Luther, a professor of moral theology at the University of Wittenberg, Germany, wrote the theses in 1517. They were propositions for an academic disputation, expressing his ideas about religion, Christianity, the Bible, and salvation after death. Luther's main concern was the abuse and corruption within the Roman Catholic Church, specifically the selling of indulgences by Catholic clergy.
Indulgences were certificates that reduced the temporal punishment for sins committed by the purchaser or their loved ones. They were based on the medieval distinction between guilt and punishment: while repentance and confession could bring absolution from guilt, some form of temporal punishment was still required. This led to the doctrine of purgatory, where the faithful underwent punishment for their sins after death. By purchasing an indulgence, individuals could reduce or eliminate this punishment.
Luther became increasingly concerned about the sale of indulgences in 1517 when his parishioners returned from buying indulgences from the Dominican priest Johann Tetzel, claiming that they no longer needed to repent or change their lives to be forgiven. Luther believed that true repentance was more important than purchasing an indulgence, and that receiving an indulgence presupposed confession and repentance. He also argued that a truly repentant sinner would not seek an indulgence but would instead desire the inward punishment of their sin.
Luther's Ninety-Five Theses specifically targeted the practice of selling indulgences, which he saw as a grave theological error. He did not believe the Church had the authority to grant such indulgences, especially in exchange for money. Luther's theses sparked a pamphlet war with Tetzel and initiated the Protestant Reformation, leading to his excommunication from the Catholic Church.
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The role of Johann Tetzel, who was selling indulgences
The Ninety-Five Theses, written by Martin Luther in 1517, were propositions for an academic disputation. They are considered to have launched the Protestant Reformation and the birth of Protestantism. The theses were written in response to what Luther saw as the abuse and corruption of the Roman Catholic Church, where Catholic clergy were selling plenary indulgences. These indulgences were certificates that were supposed to reduce the temporal punishment in purgatory for sins committed by the purchasers or their loved ones.
Luther became concerned about the selling of indulgences in 1517 when his parishioners, after purchasing indulgences from Johann Tetzel, claimed that they no longer needed to repent and change their lives to be forgiven of their sins. Tetzel was a German Dominican friar and preacher, who was appointed Inquisitor for Poland and Saxony and later became the Grand Commissioner for indulgences in Germany. He was known for granting indulgences on behalf of the Catholic Church in exchange for tithes to the Church.
The main usage of the indulgences by Tetzel was to help fund and build the new St. Peter's Basilica in Rome. He was first commissioned to preach indulgences for three years under the Teutonic Knights of Livonia, who had obtained the right to sell indulgences in Magdeburg, Bremen, and Riga from Pope Alexander VI. Julius II extended his commission for another three years, this time to Cologne, Mainz, and Trier. In 1509, he preached indulgences in Strasburg, and in 1510, he did the same in Nuremburg, Würzburg, and Bamberg.
In 1515, Pope Leo X authorized the sale of indulgences to help subsidize the rebuilding of St. Peter's Basilica in Rome, and Tetzel was conscripted to preach it. He was appointed subcommissioner of indulgences at Meissen in 1516 and proceeded to Albrecht's territories of Magdeburg and Halberstadt that year. He was forbidden to preach indulgences in Saxony, which belonged to Frederick the Wise, Elector of Saxony. However, he preached at Jüterbog, near Wittenberg, in the spring of 1517, which provoked Luther's Ninety-Five Theses.
Tetzel made extravagant claims for the indulgences he was selling, such as offering access directly to heaven even for people who were already dead and in purgatory. He became known for the couplet: "As soon as the gold in the casket rings/The rescued soul to heaven springs". While this was not representative of official Catholic teaching on indulgences, his teachings on indulgences for the living were considered pure Catholic doctrine.
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The response to Luther's theses, including his excommunication
The Ninety-Five Theses, written in Latin by Martin Luther, a professor of moral theology at the University of Wittenberg and a town preacher, were posted on the door of Wittenberg's Castle Church on 31 October 1517. Luther's theses critiqued the contemporary practice of the church with respect to indulgences. Luther's theses were quickly reprinted, translated, and distributed throughout Germany and Europe.
The Roman Church initially responded to Luther's theses by dispatching clergy and theologians to debate Luther in scholarly disputations and offer him the opportunity to retract his views. Luther, however, refused to keep silent and stood his ground, interpreting his actions as a direct challenge to papal authority. Luther's theses were understood as a challenge to the pope's power of pardon, which Luther contended was God's alone. He also questioned the primacy of the Church in Rome, suggesting that there was a lack of historical support for putting its authority above that of other churches.
Luther's actions and writings led to his excommunication from the Catholic Church in January 1521. In June 1520, Pope Leo X, in the papal bull Exsurge Domine, warned Luther that he would be excommunicated unless he recanted 41 sentences included in his 95 Theses within 60 days. On 10 December 1520, Luther publicly burned the bull in Wittenberg, an act of defiance against the pope's authority. As a result, Luther was excommunicated, which meant that he was removed from God's grace and Christian fellowship, effectively cut off from family, work, and friends as an unrepentant heretic. Luther's excommunication was a decisive action that ended the singular movement that had begun with the posting of the Ninety-Five Theses.
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Frequently asked questions
The Ninety-Five Theses were written by Martin Luther in 1517 to protest the selling of indulgences by the Roman Catholic Church.
Indulgences were certificates sold by the Catholic Church that were supposed to reduce the temporal punishment for sins committed by the purchaser or their loved ones.
Luther believed that salvation could be achieved through faith alone and that the Church did not have the authority to grant indulgences, especially not in exchange for money.
The Ninety-Five Theses are considered to have sparked the Protestant Reformation and the birth of Protestantism. Luther was accused of heresy and excommunicated from the Catholic Church.

























