Jonah Patel
When it comes to moving house, there are a lot of things to consider, especially when it comes to high-value items. High-value items are generally defined as those worth more than $100 per pound or over $1000 in total value, but this can vary between moving companies, so it's important to check with them directly. These items are often insured separately and require special attention to ensure they are properly accounted for, packed, and delivered in good condition. Examples of high-value items include artwork, collectibles, heirlooms, crystal, china, antiques, precious metals, and gems. To ensure a smooth moving process, it is recommended to create a detailed inventory of all belongings, especially high-value items, and to purchase additional insurance for extra protection.
| Characteristics | Values |
|---|---|
| Items worth more than $100 per pound | High-value items |
| Items worth more than $1,000 | High-value items |
| Items with extraordinary value | High-value items |
| Items that are expensive | High-value items |
| Items that are rare | High-value items |
| Items that are highly sentimental or irreplaceable | High-value items |
| Items that are family heirlooms | High-value items |
| Items that are antiques | High-value items |
| Items that are collectibles | High-value items |
| Items that are currency | High-value items |
| Items that are jewellery | High-value items |
| Items that are serving sets | High-value items |
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What You'll Learn
High-value inventory forms
The purpose of the high-value inventory form is to verify that your high-value items are properly packed, accounted for at the origin, and received in good condition at the destination. The form is completed and signed by both the customer and the mover before the items are moved and then rechecked upon arrival. This process ensures that any loss or damage claims can be accurately assessed.
Common items that may be considered high-value include crystal, china, antiques, paintings, sterling silver, figurines, precious metals, semi-precious stones, oriental rugs, furs, rare collectibles, computer software programs, and rare documents. Items that may not immediately come to mind as high-value but could be classified as such include shoes, purses, suits, dresses, gowns, or other types of formal wear. For example, a Coach purse worth $500 or a Gucci suit worth $1500 would be considered high-value items.
It is important to note that simply listing items on the high-value inventory form does not constitute coverage for those items. Additional steps, such as purchasing full replacement value valuation coverage from your mover, may be necessary. Obtaining an appraisal prior to the move can also help maintain proper proof of value for insurance purposes and provide documentation to support any future claims.
By carefully completing the high-value inventory form and taking the necessary precautions, you can ensure that your valuable items are adequately protected during a move.
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Proof of value
When it comes to moving high-value items, it is important to understand what constitutes proof of value. While a high-value inventory form is used by movers to identify and account for such items, it does not serve as proof of their value. This means that, in the event of a loss or damage claim, you will be required to provide proof of the amounts claimed.
To ensure you have adequate proof of value for your high-value items, there are several steps you can take. Firstly, obtain appraisals for your expensive items. While you may have to pay for these appraisals yourself, they will be worth it in the event of a claim. Secondly, locate and keep the original purchase receipts for your high-value items. These receipts will provide clear evidence of the value of the items. Keep these receipts separate from the rest of your shipment to ensure they don't get lost.
Another way to establish proof of value is to create a detailed inventory of your belongings. Use a smartphone, camera, or computer to make a list of your items, including purchase information such as the cost, where and when you bought it, and an estimate of its current value. Take photographs or videos of your items, ensuring you capture all sides and brand names. For electronic items, a simple video showing they are in working order can be useful. Keep your inventory, photos, and videos safe by storing them in a fireproof safe, a safe deposit box, or on a cloud storage site.
Additionally, when packing your high-value items, clearly mark the boxes containing them. This will help to ensure they are handled with extra care during the moving process. It is also recommended to purchase moving insurance for extra valuable or sentimental items. By following these steps, you can be confident that you have the necessary proof of value for your high-value items during a PCS move.
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Packing high-value items
When it comes to packing high-value items for a move, there are several important steps to take to ensure their safety and proper handling. Firstly, it is crucial to understand what constitutes a high-value item. Generally, items worth more than $100 per pound or over $1000 in total value are considered high-value by moving companies. These can include crystal, china, antiques, paintings, sterling silver, precious metals, semi-precious stones, electronics, formal attire, and collectibles.
Before packing, create a detailed inventory of all your high-value items. This list will be useful for insurance purposes and for keeping track of your valuables during packing, unpacking, and transit. It is also recommended to obtain appraisals for expensive items and to locate original purchase receipts, as these can be important for documentation and insurance claims.
When packing high-value items, it is essential to use the right materials and techniques. If possible, pack items in their original boxes with the original padding. For electronics and fragile items, wrap screens and monitors in anti-static bubble wrap and fill the box with foam padding or packing peanuts to minimize movement. Individual items, such as jewellery, should be wrapped in soft tissue paper or felt pouches to prevent scratching. Boxes should be clearly labelled with their contents and handling instructions, such as "Fragile" or "Handle with Care".
For particularly valuable, bulky, or sentimental items, consider hiring professional movers. They have the expertise and training to handle and transport high-value items correctly and can provide services such as custom crating and climate-controlled transportation. Remember to request regular updates on the location of your valuables, especially for long-distance moves.
Additionally, consider purchasing additional moving insurance for high-value items. This provides financial protection in case of damage or loss during the move. When you arrive at your new home, unpack high-value items first to check for any potential damage and use a soft, padded surface to place them on while unpacking.
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Photographing high-value items
When it comes to moving high-value items, it is important to understand the definition of a "high-value item" according to your chosen moving company. Some companies classify a high-value item as any article valued at over $1,000, while others may define it as an article worth more than $100 per pound. Common high-value items include crystal, china, antiques, paintings, sterling silver, precious metals, semi-precious stones, and rare collectibles.
Now, photographing high-value items is an essential aspect of documenting and showcasing these possessions. Here are some detailed instructions to guide you through the process:
Preparing the Items:
Firstly, ensure your items are clean and free of any fingerprints, dust, or grease stains. Plump up cushions, iron out creases, and present your items in the best possible light. If necessary, give them a quick wipe-down or use a cloth to remove any visible marks.
Setting Up the Space:
Choose a simple, clutter-free background that will make your item stand out. A white or light backdrop works well and simplifies the editing process later on. If you're photographing smaller items, a table with a solid-colored tablecloth can be a good option. Avoid busy prints, and opt for neutral colors that contrast with what you're photographing.
Lighting:
Consider the lighting arrangement carefully. Natural light is often ideal, so open up those blinds, curtains, or shutters to let the sunlight in. If you're using artificial lighting, be mindful that different products may require different lighting setups. Soft, natural light is generally preferable to harsh, direct light from a lamp.
Camera and Angles:
Use the best camera available to you, whether it's a recent DSLR, a mirrorless camera, or your smartphone camera. Avoid taking photos at weird angles or upside down. You want people to instantly recognize the item. Take shots from various angles, including the sides and back, to capture important details. The more options you have, the more likely you are to get that perfect shot.
Showcase the Item in Use:
Consider including photos that showcase the item in use or in a lifestyle setting. For example, if you're photographing a high-value handbag, include a shot of someone carrying it to give buyers a sense of how it looks in use.
Edit and Curate:
Once you've captured your photos, go through them and select the best ones. You want enough images to showcase the item fully without overwhelming potential viewers. The lead image should be the most eye-catching and representative photo, with additional images showcasing different angles and details.
Remember, these photos represent the quality and value of your items, so take your time, and feel free to experiment with different setups to find what works best for each high-value item you're photographing.
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Moving company liability
When it comes to moving high-value items, it is important to understand the liability of the moving company and the steps you need to take to ensure proper coverage. Moving companies typically offer two rate levels: higher rates for full-value protection and lower rates for limited liability protection.
Full-Value Protection:
Under Federal law, interstate movers must offer full-value protection as one of the liability options. This means that the moving company is responsible for the full replacement value of lost or damaged goods in your shipment. If you choose this option, you will be compensated for the full value of your items if they are lost, destroyed, or damaged during the move. However, this option is usually more expensive.
To ensure proper coverage under full-value protection, it is important to take the following steps:
- Declare High-Value Items: Always declare items that are considered to have extraordinary value, typically those worth over $100 per pound. Movers may have different definitions of "high-value items," so it is best to check with your moving company. Failure to declare these items may limit the mover's liability.
- Use a High Value Inventory Form: This form is used to identify high-value items and ensure they are properly accounted for. It is important to list all your high-value items on this form before the packing and/or loading day. The form does not constitute proof of value, so make sure to obtain an appraisal or provide purchase receipts for your items.
- Packing Considerations: Be cautious when packing and transporting hazardous materials, perishable items, or fragile items. Some moving companies may not be responsible for damage related to these items. Additionally, consider using professional packing services offered by the moving company to reduce the risk of damage.
- Inspect and Report Promptly: Always inspect your goods before signing delivery receipts, especially if they contain terms releasing the mover from liability. Report any loss or damage promptly, as delays can impact your ability to claim compensation.
Limited Liability Protection:
Limited liability protection, also known as Released Value Protection, offers lower rates but limited financial responsibility for the moving company. Under this option, the mover's liability is typically regulated and limited to a specific amount per pound for each item, such as $0.60 per pound. This rate may not cover the actual value of expensive items, and you would only receive compensation based on the weight of the item rather than its value.
It is important to carefully consider the liability options offered by the moving company and choose the one that best suits your needs. Additionally, you may want to consider obtaining private insurance coverage to fill any gaps in coverage provided by the moving company. Remember that the moving company is responsible for the value of the goods they transport, and you have the right to file a claim for financial compensation in case of loss or damage.
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Frequently asked questions
Items that are worth $100 per pound or more are considered high-value items by most moving companies. Some companies consider items over $1000 to be high-value. Items that may be considered high-value include crystal, china, antiques, paintings, sterling silver, precious metals, semi-precious stones or gems, and formal attire.
The High-Value Inventory Form is used to identify high-value items so that they can be properly accounted for and noted at delivery. It helps to keep track of the condition of your items upon delivery. Without this form, the moving company's liability may be limited to less than the true value of the items.
If you do not fill out the High-Value Inventory Form, the moving company's liability for loss or damage to your items may be limited to $100 per pound per article. It is important to note that this form does not serve as proof of the value of an item, and you may still be required to provide documentation of the amounts claimed in the event of a loss or damage claim.
Here are some steps you can take to protect your high-value items:
- Have your items appraised and obtain proof of value.
- Locate original purchase receipts for expensive items and keep them separate from the rest of the shipment.
- Photograph high-value items separately and record specific brand names and serial numbers.
- Purchase moving insurance for extra valuable or sentimental items.
- Use high-quality packing materials and properly pack delicate items individually in protective padding and boxes.
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